Great Neck, NY Credit Card Rates

Planning on opening a new credit card in Great Neck? Be sure to research the best credit card rates before you commit and read the fine print. Credit cards may offer a low introductory rate, but beware, that rate may jump significantly after the introductory time expires. Additionally, credit cards often have annual fees and many require an opening fee.

As a resident of Great Neck, NY, it’s essential to have a credit card. Without one, it may be difficult to make purchases online, rent movies, and book travel or rental cars. Great Neck Banking Rates can help you find the credit card with the best rates to fit your needs.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Credit Card Rates News

December 22, 2008

Interest rates fall for popular credit card types

The average annual interest rates charged on popular types of credit cards fell last week, according to Bankrate.com. For low-interest cards, ...

December 12, 2008

There’s No 'Bailout Clause' in Your Credit Card Agreement

If you don’t pay off your purchases each month, you’ll pay interest rates of about 12 to 13 percent on your balance, depending on whether your card has a ...

Credit Cards and Improving Your Credit Score

Having at least 2 credit cards and keeping the balances low compared to your limit will help to improve your credit score. Make regular, on-time payments to your account and it is likely the credit card company will increase your limit. Lenders like to see high limits with low balances, because it demonstrates you are trustworthy and responsible. Before you apply for a Great Neck, NY credit card, be sure to get your free credit report.

Getting a Low Great Neck, NY Credit Card Rate

If you’ve managed your credit well, getting the lowest credit card rates will be easy. If you’re like many consumers today, it’s likely you have late payments, have gone over your limits in the past, or have credit card balances that are too high. Great Neck Banking Rates will help connect you with the best credit card rates based on your current credit needs.

Types of Credit Cards

Great Neck Banking Rates provides you with the tools you need to make the best financial decisions. One of those decisions is opening the right credit cards. Depending on your credit history and income, you can qualify for a variety of types of credit cards.

Common types of credit cards:

Secured credit cards
Unsecured credit cards
Reward Credit Cards

There are also different payment options for credit cards. You can make a minimum monthly payment, get a prepaid card, or pay your card monthly in full. No matter what type of credit card you seek, Great Neck Banking Rates can help.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Great Neck Banking Rates